Building Financial Knowledge Since 2020
We started with a simple belief — that practical financial education should be accessible to everyone. From our base in Smolyan, we've been helping individuals and businesses understand money management without the typical industry complexity.
Real learning happens when concepts connect to actual situations you face every day.
Dimitar Kostov
Founder & Lead Educator
Why We Do This Work
Back in 2019, I noticed something frustrating. Most financial advice seemed designed for people who already had money or advanced knowledge. Regular folks — small business owners, young professionals, families trying to save — were left figuring things out alone.
So we built something different. Our approach focuses on practical skills you can actually use, taught in plain language that makes sense. No complicated theories or unrealistic promises.
Every program we create gets tested with real people first. We want to know it works before we teach it.
What We're Actually Doing
We teach practical financial skills that work in real life. Our programs focus on budgeting systems people actually stick with, understanding investments without getting overwhelmed, and building small businesses that can grow steadily.
Everything we teach has been tested by real people in real situations. We measure success by whether students can apply what they learn, not by how many certificates we hand out.
How We Work
Our approach is built on a few simple principles that guide everything we do:
- Make complex topics understandable without dumbing them down
- Focus on actionable skills over theoretical knowledge
- Test everything with real students before launching
- Keep costs reasonable so learning stays accessible
- Support students beyond the classroom with ongoing resources
- Stay honest about what results you can realistically expect
What Makes Our Approach Different
We've spent five years figuring out how to teach financial concepts in ways that actually stick. Here's what we've learned works.
Practical Learning That Sticks
- We use real scenarios from Bulgarian market conditions, not generic examples from textbooks
- Students practice with actual numbers from their own situations during class
- Every concept gets connected to specific actions you can take this week
- We provide simple tools and templates that work with Bulgarian banking systems
- Follow-up support helps you implement what you learned over the next few months
- Small class sizes mean you get individual attention when you're stuck
Ready to Learn More?
Our next group of programs starts in autumn 2025. We keep classes small so everyone gets the attention they need to succeed. If you're curious about what practical financial education looks like, let's talk.
We're happy to answer questions about our approach, discuss which program might work for your situation, or explain how our teaching methods differ from typical financial courses.
Visit Our Office
ul. "Nikola Filipov" 2
4701 Raykovo, Smolyan
Bulgaria
Call or Email
Phone: +359877665635
Email: [email protected]
Response Time
We typically respond to inquiries within 24 hours during business days
Get in Touch