What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. They help websites remember your preferences and provide a better browsing experience.

We also use similar technologies like web beacons, pixels, and local storage to understand how visitors interact with our financial education content and services.

Think of cookies as digital bookmarks — they help our website recognize you when you return and remember things like your language preference or which pages you've already read.

Types of Cookies We Use

How Cookies Improve Your Experience

Personalized Learning Experience

When you browse our financial education resources, cookies help us remember which topics interest you most. This allows us to suggest relevant courses and articles that match your learning goals.

Progress Tracking

For users enrolled in our programs, cookies help track your progress through course materials, remember where you left off, and save your quiz scores and achievements.

Content Optimization

Analytics cookies show us which educational content is most helpful to our visitors. This data helps us create better resources and improve existing materials.

Communication Preferences

Cookies remember how you prefer to be contacted about new courses or events — whether through email, on-site notifications, or not at all.

Managing Your Browser Settings

You can control cookies directly through your web browser settings. Most browsers allow you to view, delete, or block cookies. However, blocking all cookies may affect website functionality.

For mobile devices, cookie settings are usually found in the browser's privacy or security section. Each browser handles cookies slightly differently, so the exact steps may vary.

Third-Party Services

Analytics Providers

We use analytics services to understand website performance and user behavior. These services may set their own cookies to track visits across multiple websites.

Educational Platform Integration

Our learning management system may use cookies to provide course functionality, track progress, and enable interactive features like discussion forums and video playback.

Payment Processing

When you enroll in paid programs, payment processors may use cookies to ensure secure transactions and prevent fraud. These cookies are essential for completing purchases safely.

We work only with reputable third-party providers who maintain high standards for data protection and privacy compliance.

Data Retention and Control

How Long We Keep Cookie Data

Different types of cookies are stored for different periods:

• Session cookies are deleted when you close your browser
• Functional cookies typically last 6-12 months
• Analytics cookies may persist for up to 2 years
• Marketing cookies usually expire after 1 year

Your Rights and Controls

You can request information about what cookie data we have collected, ask us to delete specific data, or withdraw consent for non-essential cookies at any time.

Changes to your cookie preferences take effect immediately and will be respected on all future visits to our website.